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uninsured. Also, in every county, the return on the investment of crop insurance averages 4-to-l (claims paid versus premiums paid). Other Hazards in the County This section presents a listing of other pertinent hazard data that did not appear within the "History of Disaster Losses" table, such as total number of tornadoes, wildland/grassland fire reports, number of Class 1 and Class 2 dams, incidences of West Nile Virus, landslide risk, historical earthquakes, and high and low temperature extremes. Historic Sites in the County This provides a listing of the sites registered on either the federal or state Register of Historic Places. This is included because it is important for communities to have an awareness of cultural resources that could be impacted by natural hazards, and because if they are, the rules for repairing and rebuilding historic structures differ from others. Not having an inventory of historic resources available when disaster strikes can prolong a community's recovery and aggravate economic recovery. Development Trends in the County Clearly, mitigation is most effective in protecting development that doesn't yet exist. Knowing a community's development trends, when juxtaposed with the hazard analysis, is a valuable information tool that can provide direction, incentive and alternatives to placing new development at risk from natural hazards. This section describes the development trends within each county, where discernable. County Capability Assessment The purpose of this section of the planning process is to determine what policies, programs, regulations, and other mechanisms each County, and the incorporated communities, already have in place that either contribute to, or hinder the ability to mitigate the effects of natural hazards. The Hazard Identification section identifies those hazards that have, or could, adversely affect the jurisdictions. The Vulnerability Assessment then estimates the impacts that those hazards could have. This section quantifies what protective measures and practices exist and lessen those impacts --- leaving a net vulnerability upon which the plan's goals and objectives are based. Additionally, the analysis of the existing capabilities also allows the identification of those practices which may actually increase the impacts of hazards upon the communities. The true value of a Mitigation Capability Assessment is in its analysis. For this plan, each county presents a good first effort, as exemplified by the inventory they have completed. This is an ongoing process that will continue with the implementation and maintenance of this plan. But this is not to say that that an initial analysis has not been completed. It is such an analysis that has led to this plan's strongest regional recommendation: to have each county certified as "Storm Ready" by the National Weather Service within the next three years. On the following page is the "key" to the Capability Assessment Matrix utilized and presented by each county. 51