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<br />Special Treatment of Flood Hazards: Inventory of Flood Hazard Areas <br />The vulnerability to floods is included in each county-by-county assessment, but was <br />treated differently from the other hazards in this plan because floods are the one hazard <br />within the planning area where the risk specifically varies from place to place. Above all, <br />this is because floods are the only hazard within the planning area where we can <br />accurately predict where they will occur. This is also because each floodplain, while <br />displaying the 1 % event, is different from community to community. The floodplains <br />vary in size and depth of flooding, as well as being populated with a different number of <br />structures and community facilities, and with a differing assessed value. To address this <br />issue of varying risk to floods, each County and incorporated community within the <br />planning area that participates in the NFIP was asked to conduct a flood hazard area <br />inventory that included: <br /> <br />· The types and numbers of buildings (residential, commercial, and manufactured <br />housing) in the identified floodplain, <br /> <br />· The actual values of these buildings, so that an estimate of the potential dollar losses <br />could be made, <br /> <br />· The types and locations of critical facilities within each identified floodplain, and <br /> <br />· The number of structures uninsured against flood through the NFIP. <br /> <br />Such flood hazard inventories are useful in several ways. The Planning Team hopes that <br />these inventories: <br /> <br />· Characterize the extent of each community's exposure to potential flood losses, <br /> <br />· Determine if adequate flood insurance coverage is in place, <br /> <br />· Determine which buildings, occupants and critical facilities are at-risk, and <br /> <br />· Help identify appropriate types of mitigation measures <br /> <br />26 <br />