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<br />2 <br /> <br />of the countywide FIRM and FIS report, which present information from the effective FIRMs and FIS <br />reports for your community and other incorporated communities in Jefferson County, were submitted to <br />your community for review on September 30, 1999. We will incorporate the modifications made by this <br />LOMR into the countywide FIRM and FIS report before they become effective. <br /> <br />This LOMR is based on minimum floodplain management criteria established under the NFIP . Your <br />community is responsible for approving all floodplain development and for ensuring all necessary <br />permits required by Federal or State law have been received. State, county, and community, officials, <br />based on knowledge of local conditions and in the interest of safety, may set higher standards for <br />construction in the SFHA. If the State, county, or community has adopted more restrictive or <br />comprehensive floodplain management criteria, these criteria take precedence over the minimum NFIP <br />criteria. <br /> <br />Because this LOMR will not be printed and distributed to primary users, such as local insurance agents <br />and mortgage lenders, your community will serve as a repository for these new data. We encourage you <br />to disseminate the information reflected by this LOMR throughout the community, so that interested <br />persons, such as property owners, local insurance agents, and mortgage lenders, may benefit from the <br />information. We also encourage you to prepare an article for publication in your community's local <br />newspaper. This article should describe the changes that have been made and the assistance that officials <br />of your community will give to interested persons by providing these data and interpreting the NFIP <br />maps. <br /> <br />This determination has been made pursuant to Section 206 of the Flood Disaster Protection Act of 1973 <br />(Public Law 93-234) and is in accordance with the National Flood Insurance Act of 1968, as amended <br />(Title XIII of the Housing and Urban Development Act of 1968, Public Law 90-448), 42 U.S.C. <br />4001-4128, and 44 CFR Part 65. Pursuant to Section 1361 of the National Flood Insurance Act of 1968, <br />as amended, communities participating in the NFIP are required to adopt and enforce floodplain <br />management regulations that meet or exceed NFIP criteria. These criteria are the minimum requirements <br />and do not supersede any State or local requirements of a more stringent nature. This includes adoption <br />of the effective FIRM and FIS report to which the regulations apply and the modifications described in <br />this LOMR. <br /> <br />FEMA makes flood insurance available in participating communities; in addition, we encourage <br />communities to develop their own loss reduction and prevention programs. Through the Project <br />Impact.. Building Disaster Resistant Communities initiative, launched by FEMA Director James Lee <br />Witt in 1997, we seek to focus the energy of businesses, citizens, and communities in the United States <br />on the importance of reducing their susceptibility to the impact of all natural disasters, including floods, <br />hurricanes, severe storms, earthquakes, and wildfires. Natural hazard mitigation is most effective when <br />it is planned for and implemented at the local level, by the entities who are most knowledgeable of local <br />conditions and whose economic stability and safety are at stake. For your information, we are enclosing <br />a copy of a pamphlet describing this nationwide initiative. For additional information on Project Impact, <br />please visit our Web site at www.fema.e:ov/impact. <br /> <br />If you have any questions regarding floodplain management regulations for your community or the NFIP <br />in general, please contact the Consultation Coordination Office (CCO) for your community. Information <br />