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<br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br /> <br />FLOODPLAIN MANAGEMENT <br /> <br />Local Ordinance ReQuirements <br /> <br />Floodplains are regulated by communities in Colorado on the local level. Communities <br />adopt an ordinance or regulation which broadly outlines performance standards required <br />for any development in identified flood hazard areas. In Colorado and nationally, special <br />standards are applied for development and/or construction for lands within the 100-year <br />floodplain. Within Manassa, if standard engineering practices are used to address the <br />control of stormwater drainage, potential damage from North Branch Conejos River <br />flooding during the 100-year event will be avoided, and no additional permits such as <br />Floodplain Development Permits will be required. <br /> <br />Flood Insurance <br /> <br />Flood insurance is available to owners and occupants of flood prone property through the <br />federal government's National Flood Insurance Program (NFIP). The federally backed <br />flood insurance is available to anyone in any community, such as Manassa, which <br />participates in the NFIP. Communities become participants by adopting floodplain <br />regulations, adopting an NFIP map (if one exists) and agreeing to cooperate with the <br />federal government in the local implementation of the NFIP. Property owners and <br />occupants can then contact an insurance agent familiar with the NFIP (perhaps their own <br />agent) and purchase insurance through that agent, much like they would purchase <br />homeowner's insurance. Brochures and other information regarding the National Flood <br />Insurance Program can be obtained by calling the Regional Office of the Federal <br />Emergency Management Agency (FEMA) in Denver at (303) 235-4830. <br /> <br />Floodplain Mana2:ement Alternatives <br /> <br />Besides floodplain regulations and flood insurance, there are many actions that can <br />reduce the risk of flood damage in a community. Generally these actions fall into two <br />classes; structural actions and non-structural actions. Structural actions involve the <br />construction of facilities to separate floodwaters from property that is at risk. They <br />include construction of improved channels, enlargement of crossing structures (bridges <br />and culverts), levees and floodwalls, reservoirs and ponds to detain floodwaters, and <br />diversion channels and pipes to direct waters elsewhere. Non-structural actions usually <br />involve removing people and/or structures from the risk area without physically altering <br />the floodplain. Actions include regulation of new development, the adoption and <br />enforcement of specific building code requirements, floodproofing of existing buildings, <br />relocation of structures to safer sites, acquisition of floodplain (including buildings) for <br />open space or other appropriate land uses, public education, flood warning systems and <br />emergency response programs. <br /> <br />7 <br />