PROJ02111

• Contract/PO #: C150066
• Contractor Name: Tilton Lateral, Inc.
• Contract Type: Loan
• Water District: 0
• County: Mesa
• Loan Projects - Doc Type: Feasibility Study

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Mesa National Banks

STATEMENT OF CREDIT DENIAL, TERMINATIUN, UR CHANl;E

Date: February 27, 2001
Date: February 20, 2001

Applicant's Name:

Thor Construction

2945 D 1/2 Road , Grand Junction, Co 81504

Applicant's Address:

Description of Account, Transaction, or
Requested Credit: . $100,000.00 t:o~fiilarl.ce JLirigation Dist.

Description of Action Take.,:

Denied

PART I. PRINCIPAL REASON(S) FOR CREDIT DENIAL, TERMINATION, OR OTHER ACTION TAKEN CONCERNING CREDIT.

o Credit application incomptete
o Insufficient number of credit references
provided
D Unacceptable type of credit references
provided
o Unable to verify credit references
o Temporary or irregular employment
o Unable to verify employment
o Length of employment
o Income insufficient for amount of credit
requested
19 Other, specify:
o Other, specify:

THIS SECTION MUST BE COMPLETED IN ALL INSTANCES
D Excessive obligations in relation to 0 Garnishment, attachment, foreclosure,
income repossession, collection action, or
o Unable to verify income judgment
o Length of residence :J Bankruptcy
o Temporary residence 0 Value, or type of collateral not sufficient
o Unable to verify residence 0 Inadequate down payment
o No credit file 0 No deposit relationship with us
o Limited credit experience 0 We do not grant credit to any applicant
o Poor credit performance with us on the terms and conditions you have
o Delinquent past or present credit requested.

Bank does not provi~~ati~1:tfMM~'rRg for this type of request

PART II. DISCLOSURE OF USE OF INFORMATION OST AINED FROM AN OUTSIDE SOURCE. This section should be completed if the credit decision was
based in whole or in part on information that has been obtained from an outside source.
D Our credit decision was based in whole or in part on information obtained in a report from the consumer reporting agency listed below. You have a right under the Fair
Credit Reporting Act to know the information contained in your credit file at the consumer reporting agency. The reporting agency played no part in our decision and is
unable to supply specific reasons why we have denied credit to you. You also have a right to a free copy of your report from the reporting agency, if you request it no later
than 60 days after you receive this notice. In addition, if you find that any information contained in the report you receive is inaccurate or incomplete, you have the right to
dispute the matter with the reporting agency.

Name of Consumer Reporting Agency

Street Address

City, State, ZIP

Telephone Number
o Our credit decision was based in whole or in part on information obtained from an affiliate or from an outside source other that a consumer reporting agency. Under the
Fair Credit Reporting Act, you have the right to make a written request, no later than 60 days after you receive this notice, for disclosure of the nature of this information.

Jfyou have any questions regarding this notice, you should contact:
Mesa National Bank - Downtown
Institution Name
th

[phone]
Telephone Number

Notice:
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against edit ap icants on the basis of race, color,
religion, national origin, sex, marital status, age (provided the applicant has the capacity to ente . 0 a binding contract); because all or
part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right
under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is:
Comptroller of the Currency
Customer Assistance Unit
1301 McKinney Avenue, Suite 371 0 Rev. 9/98
Houston, TX 77010