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<br />., <br />VEcrRABbt~~ <br /> <br />Banking wherever, whenever you like <br /> <br />February 13,2001 <br /> <br />Tilton Lateral, Inc <br />~r. Jack Blacksher <br />2960 D 'is Road <br />Grand Junction, CO 81504 <br /> <br />Re: Commercial Loan Request of $100,000 <br /> <br />Dear ~r. Blacksher <br /> <br />VectraBank Colorado would like to thank you for the opportunity of reviewing the above <br />referenced commercial loan request. Unfortunately, due to the following issues, we are <br />unable to approve said request as submitted: <br /> <br />. Lack of Net Worth <br />. Lack of Collateral <br />. Unable to Determine Cash Flow <br /> <br />I enjoyed meeting you and hope you are able to secure financing with the specialized <br />source as you indicated. <br /> <br />If I can be of any further assistance to you please feel free to call me at (970) 243-3009. <br /> <br /> <br />@ <br />( II'. L <br />UII'IC <br />\11011 <br /> <br />P.O, Box 22479 Denver, Colorado 80222-0479 <br />Customer Service 303-758-6000 <br /> <br />Member FDIC <br />