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<br />Zone AE <br /> <br />Zone AE is the flood insurance rate zone that corresponds to the 1 percent annual chance <br />floodplains that are determined in the FIS report by detailed methods. Whole foot BFEs <br />derived from the detailed hydraulic analyses are shown at selected intervals within this <br />zone. <br /> <br />Zone AH <br /> <br />Zone AH is the flood insurance rate zone that corresponds to areas of <br />1-percent-annual-chance shallow flooding (usually areas of ponding) where average <br />depths are between 1 and 3 feet. Whole-foot BFEs derived from the detailed hydraulic <br />analyses are shown at selected intervals within this zone. <br /> <br />Zone X <br /> <br />Zone X is the flood insurance rate zone that corresponds to areas outside the <br />O.2-percent-annual-chance floodplain, areas within the O.2-percent-annual-chance <br />floodplain, areas of 1-percent-annual-chance flooding where average depths are less than <br />1 foot, areas of 1-percent-annual-chance flooding where the contributing drainage area is <br />less than 1 square mile (sq. mi.), and areas protected from the base flood by levees. No <br />BFEs or depths are shown within this zone. <br /> <br />6.0 FLOOD INSURANCE RATE MAP <br /> <br />The FIRM is designed for flood insurance and floodplain management applications. <br /> <br />For flood insurance applications, the map designates flood insurance rate zones as <br />described in Section 5.0 and, in the 1-percent-annual-chance floodplains that were <br />studied by detailed methods, shows selected whole foot BFEs or average depths. <br />Insurance agents use zones and BFEs in conjunction with information on structures and <br />their contents to assign premium rates for flood insurance policies. <br /> <br />For floodplain management applications, the map shows by tints, screens, and symbols, <br />the 1- and O.2-percent-annual-chance floodplains, floodways, and the locations of <br />selected cross sections used in the hydraulic analyses and floodway computations. <br /> <br />The countywide FIRM presents flooding information for the entire geographic area of <br />Clear Creek County. Previously, FIRMs were prepared for each incorporated community <br />and the unincorporated areas of the County identified as flood-prone. This countywide <br />FIRM also includes flood-hazard information that was presented separately on Flood <br />Boundary and Floodway Maps (FBFMs), where applicable. Historical data relating to <br />the maps prepared for each community are presented in Table 7, "Community Map <br />History. " <br /> <br />21 <br />