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578733 04/19/2004 10:20A Ann Eddins <br />2 of 3 R 16.00 D 0.00 Delta Cty, CO Glerk & Rec <br />The GRaNTOR, in consideration of the premises and for the purpose aforesaid, <br />does hereby grant, bargain, sell and convey unto the said PuB�ic TRUSTEE in trust forever, <br />the above described Co��arE��. <br />To have and to hold the same, together with all appurtenances, in trust <br />nevertheless, that in case of default in the payment of said Promissory Note, or any part <br />thereof, or the interest fhereon, or in the performance of any covenants hereinafter set <br />forth or in said Promissory Note or LoaN CoNTRa,cT, then upon the BENEFiciaRY filing <br />notice of election and demand for sale Sald PUBLIC TRUSTEE after advertising notice of <br />said sale weekly for not less than four weeks in some newspaper of general circulation in <br />said CouN�r, shall sell said Co��a,TERa,� in the manner provided by law in effect at the <br />time of filing said notice and demand, at public auction for cash, at any proper place <br />designated in the notice of sale. Out of the proceeds of said sale the PUBLIC TRUSTEE <br />shall retain or pay first all fees, charges and costs and all moneys advanced for taxes, <br />insurance and assessments, or on any prior encumbrance, with interest thereon and pay <br />the principal and interest due on said Promissory Note, rendering the overplus, if any, <br />unto the G�,rvroR; and after the expiration of the time of redemption the PUBLIC TRUSTEE <br />shall execute and deliver to the purchaser a deed to the COLLATERAL sold. The <br />BEtvEFiciaRY may purchase said Co��TEt�a� or any part thereof at such sale. <br />The G�,NTOR covenants that at the time of the delivery of these presents, it is well <br />seized of the Co��a,rERa,� in fee simple, and has full power and lawful authority to grant, <br />bargain, sell and convey the same in the manner and form as aforesaid. The GRa,NroR <br />fully waives and releases all rights and claims it may have in or to said Co��,TERa� as a <br />Homestead Exemption or other exemption, now or hereafter provided by law. The <br />GRANTOR further covenants that the collateral is free and clear of al{ liens and <br />encumbrances whatever and that the GRaNTOR shall warrant and forever defend the <br />Co��aTEw4� in the quiet and peaceable possession of the PuBUC TRUSTEE, its successors <br />and assigns, against all and every person or persons lawfully claiming or to claim the <br />whole or any part thereof. _ <br />Until payment in full of the indebtedness, the GRaNTOR shall timely pay all taxes <br />and assessments levied on the CoL�a,TEFta�; any and all amounts due on account of the <br />principal and interest or other sums on any senior encumbrances, if any; and will keep the <br />Co��TEw4� insured in accordance with the requirements of the LoAN CoNT�cT. In the <br />event of the sale or transfer of the COLLATERAL the BENEFICIARY at its option, may <br />declare the entire balance of the note immediately due and payable. <br />In case of default in any of said payments of the principal or interest, according to <br />the terms of said Promissory Note or Loatv CoNTRa,cr, by the GF2a,tvroR, its successors or <br />assigns, then said principal sum hereby secured, and interest thereon, may at once, at <br />the OptIOCI Of the BENEFICIARY become due and payable alld the Sald COLLATERAL b2 <br />sold in the manner and with the same effect as if said indebtedness had matured, and <br />that if foreclosure be made by the Pua�ic TRUSTEE, an attorney's fee in a reasonable <br />amount for services in the supervision of said foreclosure proceedings shall be allowed by <br />the PUBLIC TRUSTEE as a part of the cost of foreclosure, and if foreclosure be made <br />through the courts a reasonable attorney's fee shall be taxed by the court as a part of the <br />cost of such foreclosure proceedings. <br />It is further understood and agreed, that if a release or a partial release of this <br />Deed of Trust is required, the GRatvTOR, its successors or assigns will pay the expense <br />thereof; that all the covenants and agreements contained herein and in the Promissory <br />Note and LoaN CoNTwo,cr shall extend to and be binding upon the successors or assigns <br />of the respective parties hereto; and that the singular number shall include the plural, the <br />plural the singular, and the use of any gender shall be applicable to all genders. <br />Page 2 of 3 <br />